Here is my question:  I have dental insurance though work but it has a $1500.00 max.  I need alot of dental work that will go over my annual max limit.  If I get a second dental insurance plan would knowing I need the dental work done be consider as pre existing?  Or will they charge me more money for the plan because I tell them I need so much dental work?  Can you advise?

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Please help I have at least $2000.00 worth of dental work needed but can only find plan that offer between 500 – 1500 max cover per year.   I need one that can go as high as $2000.00.   Can  you tell me where can I find higher paying plans?

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