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For this question you will want to have your pediatric dentist evaluate the fluoride level of your child’s primary source of drinking water. If your child is not getting enough fluoride internally through water (especially if the fluoride level is deficient or if your child drinks bottled water without fluoride), then your pediatric dentist may prescribe fluoride supplements.

Under many dental insurance plans dental sealants for kids under the age of 13 are not only a covered benefit but will normally fall under preventive services therefore in most cases not having any waiting periods.  If your child need dental sealants and you do not current have dental insurance it is a good time to buy dental insurance in order to save money off the cost of your child dental care needs including dental sealants.

Dental sealants work by filling in the crevasses on the chewing surfaces of the teeth. This shuts out food particles that could get caught in the teeth, causing cavities. The application is fast and comfortable and can effectively protect teeth for many years.

When you are wanting to buy a dental PPO plan for you and your family it is important to review each plans terms and conditions carefully.  With a new baby you may be starting to look for dental insurance if you do not already have any in place.    

With regards to dental PPO insurance plan the sooner you buy it the better due to plan waiting periods.  Many people do put of buying dental insurance until it is time for their baby’s first dental appointment but, doing that may be a mistake if you need dental services that are within the plans waiting periods. Therefore think about buying a dental PPO plan ahead of time so that hopefully you will be past any waiting periods if there is needed dental care beyond preventive services. 

When nursing you want to avoid nursing a child to sleep or putting anything other than water in their bed-time bottle. Also, learn the proper way to brush and floss your child’s teeth. Take your child to a pediatric dentist regularly to have his/her teeth and gums checked. The first dental visit should be scheduled either when they cut their first tooth or no latter then their first birthday.

Question: I have dental insurance though work but can not add my son to the plan until open enrollment which is another eight months. Are there any PPO dental insurance plans that will accept a minor on the plan by themselves.

Answer: There are a few and we do have one such as Standard Life PPO will let you have just a minor on their PPO’s plans. However what you should keep in mind with any PPO plan is that most come with waiting periods you should be mindful of if you are going to add your son to your current work policy after the eight months come up.

Question: Is thumb sucking and pacifier habits harmful to a child’s teeth?  

Answer: Thumb and pacifier sucking habits will generally only become a problem if they go on for a very long period of time. Most children stop these habits on their own, but if they are still sucking their thumbs or fingers past the age of three, a mouth appliance may be recommended by your pediatric dentist.

Question: I am shopping out dental insurance for my daughter (who is 10 months) and I. My dentist takes the HMO California Dental Insurance plan 595 that I found on this website.  Which is great since I think this plan overall is a good one. However my dentist dose not treat children under the age of five, and advise me to take my daughter to a Pediatric dentist. Will California dental cover for that because if not there is no point in buying this plan.  

Answer: Yes you can pick your provider as your general dentist with in the plan and then get the referral for a Pediatric dentist with in the plan network for your daughter. Note however that Pediatric would be a specialist, and under the plan specialist coverage’s would be a 30% off the cost of specialist UCR charges.

If your child has a toothache, you will want to first, rinse the irritated area with warm salt water and place a cold compress on the face if it is swollen. Give the child acetaminophen for any pain, rather than placing aspirin on the teeth or gums. Finally, see a dentist as soon as possible.

Question: my son is only four month with no teeth yet. However I want to take him to a dentist I know but she only take PPO dental insurance plans.  Should I get the PPO plan now or when he has teeth ? 

Answer: Well that is up to you and what you feel will work best for you and your son. However you may want to take note that PPO dental insurance plans have will normally have waiting periods for both basic and major dental care services.  Also many PPO plans will not let you buy the plan just for a minor child which means you would need to buy at least a couple plan with you and your son listed.  As long as you read and understand the plan limitations, when you choose to buy it is up to you.

Question: Are baby teeth really that important to my child?

Answer: Your child primary teeth or what we call “baby,” teeth are important for many reasons. Not only do they help children speak clearly and chew naturally, they also aid in forming a path that permanent teeth can follow when they are ready to erupt. Therefore it is important to take proper care of baby teeth just like you would your adult teeth.

Question: Do I really need to have dental insurance for my two year old?  I take good care of her teeth I do not see any reason for dental insurance.  

Answer: I believe now in California you are required to have dental insurance on your children but not yourself.  Yet putting that aside, In order to prevent dental problems, your child should see a pediatric dentist at least twice a year more if advise by your dentist.  Having dental insurance is a good way to control your child dental care cost.

Pediatric dentists are the pediatricians of dentistry. A pediatric dentist has two to three years specialty training following dental school and limits his/her practice to treating children only. Pediatric dentists are primary and specialty oral care providers for infants and children through adolescence, including those with special health needs.

In a prior post we talked about how dental insurance benefits may not cover for specialist and the dental insurance plans that do will normally offer less coverage for specialist then they do for family/general dentist.   It is especially important to keep in mind when you have children under that age of five. Since many of your family/general dentists will not provider services for children under the age of five. Pediatric dentist are specialist and therefore you will need to fully under stand your insurance plans terms and conditions for specialist services.

Question: I have dental insurance for my family though my job. I took my two year old to the dentist for basic check up and simple cleaning which was supposed to be free. Yet I got a bill for $ 125.36.  I do not get why this is the case when preventive services are no charge and my two year old went to one of their pediatric dentist in their network.    

Answer: I am unable to address your coverage’s you have under your group policy you have though work.  Yet I can provide you with some possible causes. 
1) You have a PPO and the plan pays 100% of preventive care up to UCR.. Therefore it is possible you went over the UCR and their for have UCR cost to cover. 
2) You have a PPO dental insurance plan and you have a deductible you still have to meet prior to benefits kicking in. 
3) Although this may not be the case, you have a PPO plan and you went over your yearly maximum limitation. 
4) You have an HMO and the plan dose not cover for specialist (Pediatric dentist are specialist)   
5) You have an HMO that offers benefits for plan specialist but at reduce coverage’s. 

Course the only way you can know for sure is by calling your dental insurance member services line and finding out directly. I am sure they will be happy to explain to you your plan benefits and coverages.  You may also want to pull the plan policy to go over your plans terms and conditions. It is important to know your plans exclusions and limitation so that you are not surprised by a unwanted bill.

Question: When should I take my child to the dentist for the first check-up?

Answer: The suggested advise is that your child should see a pediatric dentist when the first tooth appears, or no later than his/her first birthday.

For seniors on a fixed income but wanting dental insurance a low cost dental insurance option would be a dental HMO insurance plan. Dental HMO plan cost can range from around $8.00 – $20.00 dollars a month.

On onlinedentalinsurance.com we provide a low cost dental discount plan option though Aetna as well as our dental insurance plan choices to choose from.

In a dental discount plan, you receive discounts for services at participating dentists. You simply pay the dentist directly for your services at a discounted price

You are more likely to see your dentist regularly if you have dental insurance helping you keep your dental care cost low. Protect your smile by seeing a dentist and cut your cost by having dental insurance in place.

Looking for a low cost effective dental insurance plan for an individual? Then an HMO insurance policy may be a good fit. They tend to cost on average around $10.00 – $20.00 a month. Also HMO are fee based showing your cost for all the dental services that are available under the plan which helps you budget for larger dental care needs.