FIND THE BEST ONLINE DENTAL INSURANCE
Low Cost Dental Insurance - Affordable Dental Plans

The Health Resources and Services Administration provides access to a network of dental clinics for those who qualify. Income restrictions apply, and not all dental services may be offered in your location. Another resource for finding a or low-cost clinic near you is through the NeedyMeds dental clinic database, containing information for over 4,000 clinics—some of which are funded by state or federal grants.

Dental schools – If you are looking for a low cost dental care option you may want to check the list of accredited dental schools compiled by the American Dental Education Association to find one in your area. Dental work is performed by a student—under the supervision of a licensed dentist—for a fraction of the cost.

The average cost of braces is $5,500, though it can range from $3,000 to $10,000 depending on whether you choose metal, ceramic, or clear plastic braces. Having dental insurance can help you save money on having dental braces services.

On average without dental insurance a tooth extraction costs can range between $100.00 to $4,000.00, depending on whether the tooth is erupted or impacted and if surgical anesthesia is used. This procedure is necessary for certain damaged or infected teeth. Dental Insurance will help to reduce the cost of having a tooth extraction making your dental care more affordable.

A Co-payment/Coinsurance: The co-payment is a fixed dollar amount that that the patient pays for the dental service render. A coinsurance is a percentage of the bill. Depending on the level of dental coverage and the exact procedures being performed, the patient’s share of covered dental visit can range anywhere from 20% to 50% of the final bill.

A root canal is a common procedure necessary to repair a tooth infected at the root. The average cost of this procedure ranges from $1000.00 to $2000.00 without insurance possibly more if you have to go to a Endodontist specialist, which is a specialist that specializes in doing root canals

Chronic periodontitis is a gum disease that is more advanced than gingivitis and affects roughly half of all U.S. adults over the age of 30. Treatment for chronic periodontitis requires scaling and root planing. Which is a deep-cleaning procedure that cost from $500 to $4,000, depending on the extent of the damage. Dental insurance will help to make having a deep cleaning more affordable but make sure you buy a plan that dose not have waiting periods if this is a service you need to have as it typically will fall under a major dental care service where many PPO plans will have waiting periods for before benefits are effective.

A deductible is the dollar amount that is paid out of pocket before the dental insurance coverage’s kicks in. As an example, if the deductible on a dental insurance plan is $50.00, then the individual would have to pay the first $50.00 for services out of pocket before the insurance benefits kick in.

Generally, a deductible usually does not apply to preventive services like basic dental cleaning and diagnostic bite-wing X-rays. Some dental insurance plans do not have plan deductibles. Make sure to read the plan terms and conditions to confirm the deductible amount if any

General cost of having a routine teeth cleaning can costs between $75 to $200 without insurance. With x-rays, this cost can increase to over $300. However with most dental insurance plan these services are free to little cost.

Question: Is there a dental plan that provides benefits for everything?

Reply: All dental plans have terms and conditions, limitations and exclusions that you should take the time to read as there are exclusions that can effective you depending on want type of dental care service you are looking for. Such as a good example is many dental insurance plans do not provide benefits for dental implants

PPO – Preferred Provider Organization With PPO plans, the patient chooses the dentist they want and the dental coverage follows them. As an option, patients in this type of plan may also see a networked dentist and pay lower fees for services.

Dental Maintenance Organization is a type of plan works similar to an HMO (Health Maintenance Organization) in that you would, mainly, receive services from a primary dental physician, who would coordinate your dental care and refer you to specialists in the network, as needed.

Question: Can you use dental insurance right away?

Reply: Most all plans provide some dental benefits that are effective at the effective date of the plan. Since many PPO plans do tend to have waiting periods for basic and major dental care needs you will want to make sure you read the terms of each plan carefully if you are in need of those types of dental care services. HMO’s dental plan tend to not have waiting periods however still important to read the terms and conditions as there are even some HMO’s insurance plans that may have a waiting period for major dental care.

Question: Can I purchase dental insurance on my own?

Reply: On onlinedentalinsurance.com we provide several dental insurance plans that offer rates fro individual, couples or families to buy. Please call our office at 310-534-3444 if you have any questions about our dental insurance plan options as we be happy to help you choice the one that best fits your dental care needs.

Looking for a quality dental plan with comprehensive benefits for individuals and families? onlinedentalinsurance.com has several dental insurance plans from you to choose from and pick the one that best fits your dental care needs and budget

Many dentist routinely see the signs of stress and the effects it has on the teeth. Stress can cause orofacial pain, cold sores and temporomandibular disorders (TMD/TMJ)   People who are stress can tend to take it out on their teeth by clenching or grinding. The clenching or grinding of teeth can cause damage to the teeth. Talk to your dentist if you are under stress or feeling stressed so they can be ware of the higher risk factors.

Normally people that get tongue piercing may know the risk of chipping their teeth if they are not careful.  However wearing tongue studs can also cause gums to recessed, nerve damage as well a a much more serouis for developing a fate infection, such as Ludwig’s angina or endocarditis. (according to a report in the May/June 2004 issue of General Dentistry).  Endocarditis can occurs when bacteria travels into the bloodstream through the piercing and infects the heart. Anyone with a history of heart defects are at risk for endocarditis.

Approximately 35000 new cases of oral cancer is reported annually in the United States.  Oral cancel can be difficult to self diagnose.  Therefore seeing a dentist and having routine dental exams are highly recommended.  A dentist will feel for lumps or irregular tissues changes in your neck, head, cheeks and oral cavity, as well as thoroughly examine the soft tissues in your mouth, specifically looking for any sores or discolored tissues.   Some indicators of oral cancer can include: Bleeding sores, Lumps, Hard Spots as well as changes in the way your teeth fit together.  If you notice any of these signs you should see your dentist or doctor right away.

It goes without saying that eating disorders will impact your overall general health, but it also can do damage to your oral health.   Eating disorder such as anorexia and bulimia can rob the your body of needed vitamins and minerals.  Gums can lose their healthy pink color and become increasingly soft and tender as well as bleed easily.   

With Bulimia the excessive vomiting, can cause tooth discoloration and erosion of tooth enamel. People who have eating disorders may also experience swollen salivary glands, dry mouth, and sensitive teeth. People with eating disorders should inform their dentist so that additional dental care can be provided.

In the United States alone more then 25 million people suffer from diabetes. For people that do suffer from diabetes oral health care is very important to maintain.  Diabetes reduces the body’s resistance to infection, therefore gums are at a higher risk for gingivitis and gum disease which in turns can lead to tooth loss. Also those with diabetes can experience high incidences of oral fungal infections as well as persistent bad breath.