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dental insurance
dental insurance
 

Dental, Benefits of buying dental insurance.

Aug. 12th 2010

I not sure I really see the benefits of buying dental insurance.  I have a dentist that I have been going to since I was a kid.  There is no way I am changing providers.  In the past the dental insurance I had with me parents let me go to him.

When I got drop I was paying for my dental services out of pocket which was costing me about $350.00 for the standard cleaning, X-rays and office visits twice a year.  I started looking into dental insurance and found out for what I seen are costing any where from 30 on up a month.  This save me not money and in some cases cost me more.  Why buy dental insurance?

Posted on Aug. 12th 2010, by kerry g, in Dental Insurance, Comments Off on Dental, Benefits of buying dental insurance.

Dental, Insurance Indemnity Plans

Jun. 4th 2010

I am up for open enrollment for my health and dental insurance with my job.  So I have to pick the plans I want.  I know what I am picking for the health but under the dental I have a choice between a HMO and an Indemnity dental plan.

Does anyone have experience with dental indemnity plans?  Off hand I and leaning towards the Indemnity plan because it says I can pick any dentist I want to.  With the HMO I have to choose a dentist in the network.    However the indemnity has a 1000 max limit were the HMO does not.

I am wondering how hard is it having to file dental claims?  I hear that filing claims can be a hassle because the insurance companies do not pay out like the plan says they will.  Is that true? Although I am not paying for the dental plan itself which one is worth getting?

Posted on Jun. 4th 2010, by admin, in Dental Help, Dental Implants, Dental Plans, Comments Off on Dental, Insurance Indemnity Plans

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