FIND THE BEST ONLINE DENTAL INSURANCE
Low Cost Dental Insurance - Affordable Dental Plans

Question: I am reviewing the different dental insurance plans options you have and with regards to the California dental network plans the 460, 411, 595 how do they differ?

Answer: In short they are all HMO plans so they work the same way. However the more you pay for the cost of the plan the less you pay for the higher cost dental care services. Therefore if all you have is the twice a year check up and cleaning you may not have a need to get the more expensive California dental plan 595. Yet if you do have larger services you may not want to get the least costly plan either since by spending a little more will save you money on your larger dental care needs.

 Dental Insurance Coverage

Dental insurance coverage gives you an advantage in maintaining good dental health for life.  They are ideal for individuals and their families who do not get dental insurance coverage through their employer. Dental insurance coverage can be a luxury perk for employees, especially with many companies cutting back on their group health care offerings.  Dental insurance coverage may influence people decisions to use dental care.

*    It’s typically only available to individuals and families who receive their dental insurance coverage through large groups or through their employers.

*    Dental insurance is very inexpensive and the coverage can be invaluable if a dental emergency happens to arise.

*    Dental insurance coverage gives you an advantage in maintaining good dental health for life.

*    Dental health insurance offers many types of plans, such as discount dental plans, indemnity plans, capitation programs and schedule-of-allowance programs.

Did you know that the position of your teeth and your smile serve an important role in the aging of your face? As we age we show less of our upper teeth when we smile, tooth wear alters the youthful proportions of our teeth, teeth yellow, and the soft tissues of the face begin to sag as they become less supported. An esthetic orthodontist is able to enhance the facial appearance and reverse signs of aging through orthodontic treatment alone or through coordination with other dental and medical professionals.

We have dental PPO plans that cost around $1.50 a day.  When you think about how we can easily spend much more then $1.50 daily on non essentials, using that $1.50 torwards a dental PPO insurance plan that helps you make your dental care more affordable seems like a better option in the long run. Just by putting aside that $1.50 to say even $2.00 a day you will then have enough money to buy a good low cost dental PPO plan that not only saves you money on your dental care, but does so while you get to choose any dentist or keep your own current dentist.  Think about investing in your dental health doing so just might save you more money in the long run.

One of the first things many people will notice about you is your smile. Therefore your smile is like your calling card. Having a great smile will help in in the increasingly competitive market. More adults looking for an edge in the jobs market and they are investing in themselves. They want to look the part and make an impression. A great smile is a big part of this and studies have even shown that a better smile can lead to better earning potential.

When you are shopping for dental insurance you want to be able to answer these following questions as it will better help you find the right plan for your own personal dental care needs.

1) Do you want to continue seeing your own dentist?  If so you will need to make sure the plan you buy either lets you choose any dentist you want or that your current dentist is a provider of the plan.

2) Are you on a fix budge for the cost of dental insurance?  If so you make want to review our HMO insurance options first as these type of insurance plans are typically more affordable on a monthly cost bases.

3) Are you currently having any dental pain issues? If so you may want to review our dental discount plan options.  Our dental discount plans start within the next business day of buying on online.  Dental discount plans help to reduce all your dental care needs.

4) What type of dental care needs do you have? Knowing or at least having a good idea of what type of dental care services you will need is important in deciding whether or not you should get a plan that will have waiting periods or not.   Also it will help you to avoid plans that do not provide benefits for dental services you may be wanting such as teeth whitening which many insurance plans do not cover.

In the end knowing your needs and want you want will help finding a dental insurance or plan that will best fits your dental care needs.

 In a prior post we talked about the fluoride content and effectiveness of your toothpaste. In order to get the most from your toothpaste, consider buying toothpastes that exclude ingredients reduce fluoride bioavailability like SLS. Also buy your toothpaste in smaller containers,and at more frequent intervals so that your toothpaste stays fresh.  This simple trick will help your teeth stay strong and is especially important for individuals at a high risk for cavities.

There are several types of online dental insurance plans which have advantages and disadvantages and one size does not fit everyone. You can locate affordable good dental insurance coverage for you and your family since we sell both individual and family dental insurance and dental discount plans throughout all 50 states.  Get your free quote and compare all our dental insurance and plan options just by entering your zip code in the quote box provided.

The longer your toothpaste sits on the shelf after it is manufactured, the more time there is for fluoride to combine with ingredients in your toothpaste like abrasives, sodium lauryl sulfate (SLS), etc. which reduce the overall fluoride content and effectiveness of your toothpaste. Studies being conducted have shown that this reduction in fluoride availability can occur rapidly over the first few months after toothpaste is manufactured. This occurs even before your toothpaste reaches its expiration date.

Just What Are Dental Implants and Who Needs Them

If you loose a permanent tooth due to an accident, and the tooth is recovered quickly enough, you can sometimes have it reattached, but often too much time passes between the loss of the tooth and getting the person to a doctor or dentist. Often, the only choice for those who need to replace a tooth is a dental implant.

Dental implants are artificial tooth replacements used to counter tooth loss and attached to a replacement tooth or a bridge. They do not rest on the other teeth to support the replacement tooth, but rather are tooth into the gums. Dental implants are placed into locations where teeth have recently been extracted. Dental implants are stronger and more durable than their restorative counterparts (bridges and dentures).

When using desensitizing, do not rinse after brushing for at least 30 minutes. Pro-Argin Sensitive Pro-ReliefThese toothpastes need time to work like they should. By spitting thoroughly instead of rinsing your mouth with water after brushing, you will allow the thin coating of toothpaste remaining on your teeth to get to work providing the relief it is designed give you.

When shopping on line you may find many adds that say something along the lines of “Dental Insurance $9.00 a Month” but if you keep reading you find out it is not insurance at all but a discount/saving plan.  Although we at OnlinedentalInsurance.com do sell dental discount plans, we also offer many  dental insurance options for your review. Therefore when we say we have low cost dental insurance plans we mean it.

The lower cost insurance options we provide in most states would be our HMO dental insurance plans that really do start out at $7.95 a month for an individual and goes as high as $18.95 depending on which plan fits your needs the best you may want to choose a slightly higher cost plan.

In order to review all our dental insurance and plan options from lower cost dental insurance HMO plans to higher cost PPO and Indemnity dental insurance plans and yes our alternative dental discount plan just enter your zip code in the quote box provided.  If you have any questions about the dental insurance and plan options we have available please call us at 310-534-3444 we be happy to help address any questions you may have.

Question: In another six months I will receive dental benefits though my current employer. Right now I need to have a short term or temporary dental plan that can help me out on a few of my current dental needs. I been trying to put of buying dental insurance since I will be getting dental benefits soon. However one of my teeth are really staring to hurt me. Can you advise if you have any dental plan that I do not have have to keep for a full year or more?

Answer: I would suggest reviewing our dental discount plans as they will help to reduce your overall dental care cost and you can cancel the plan at any time with a 30 days written request to do so. You may also want to review our Dental HMO plan. Although you do pay for the plan annually it is not too costly and may still workout better for you.

Dental Insurance

Many of our dental insurance plans have next day benefits including vision and prescription. Remember, buying dental insurance does not have to be a painful process. Finding the right value in individual dental insurance and family dental insurance is an important step in purchasing affordable dental insurance health care coverage.

Both types of dental plans (dental insurance and discount dental plans) have advantages and disadvantages and one size does not fit everyone. Keeping this in mind is an important rule when you shop for the dental plan that best fits your needs.

Our dental web site is very clear if you are selecting a dental insurance plan or a dental discount plan. We understand that there are many dental plan web sites popping-up all over the internet, claiming to offer “dental insurance” when in fact they do not and are not licensed to offer a dental insurance plan.

Question: I live in Texas and I am a low income mom of two. I do not have any dental benefits only medical right now. I am worry that I can not afford my children’s dental care without some help. Do you offer any low income dental plans?

Answer: Our lower cost dental insurance plans options would be the dental HMO plans we offer on our website when you enter your zip code in the quote box provided. You may also want to review and compare the dental discount plans we provide as well. Both dental plan types are affordable and help to reduce your family dental care cost.

One of the biggest benefits to having a PPO dental plan is that you can either choose a dentist in the plan network of providers or go to your own dentist provider or not.  However if you do not currently have a dentist choosing a provider in the network is normally a better idea since you reduce your risk of having any UCR fees.

How you go about finding a dentist can come from many sourcing. One referrals from a friend is normally a good starting point. You can also call your dental insurance provider and find out what dentist are a provider of their plan. They should be able to help you with that right over the phone or at least provide a website with their provider list.

Question: I would like to get a inexpensive dental care plan for just my five year old son. I do not have much money so right now I am only looking to get something for my son dental health care since what I do have on him does not offer any thing for dental. He has only been to the dentist once and I worry that he may have cavities or something not be check up on and fixed. Can you advise if you have any dental plan that can help me afford proper dental care for my son.

Answer: Our website offer a few dental insurance and plan types. For the lower cost options you may want to review our dental HMO plan and or our dental discount plans.  With the discount plans you can buy the plan only for your minor child. With the HMO you will need to buy a couple plan but even the cost for the couple option is pretty affordable.

Dental Insurance For Dentures

There are plenty of dental insurance plans that will cover dentures, but you need to plan ahead. Many but not all dental insurance plans have waiting periods from 6-18 months.

As an example: Replacing teeth with dentures is classified as major dental services. The average benefit is 50% co-insurance for your dentures. Dentures are covered by some dental discounts dental plans. Remember discount dental plans are not insurance dental plan.

Question: I would like to get a dental insurance plan for just my daughter. My question is can a minor have their own dental insurance plan without a parent being listed on the plan ? I have to get dental insurance for my ten year old daughter who lives with her mom in a different state. I only want to get dental insurance for my daughter since I am not required to do so for my X. However she seems to think this can not be done.

Answer: It would depend on the dental insurance plan and their own terms and conditions. Many dental insurance plans however will require a least one adult listed on the plan forcing you into buying a couple plan (An adult with a dependent child). However if you are having to do it this way I suggest listing yourself as the adult. Even if you live in a different state. You can do this in most cases, by choosing a dental insurance plan that is in both states

Question: I am looking for a dental insurance for myself and my 10 year old daughter. How much dose dental insurance cost a month?

Answer: There is no straight forward reply back to your question do to too many missing variables.  Some dental insurance plans monthly cost will very depending on your zip code.  Many PPO’s and Free choice provider plans are zip code rated.  But putting that aside cost will very depending on what type of dental insurance plan you want.

HMO’s dental insurance plans are normally the low cost insurance option and can range around $12.00 – $30.00 a month for a couple plan (note couple being two people not necessary you and a spouse)

Where as PPO and Indemnity dental insurance plans (zip code rated) can range between $45.00 – $80.00 on up for a couple plan.

However you can get your free quote right on our website OnlineDentalInsurance.com just enter your zip code and you will be able to compare not only the monthly cost for you and your daughter but coverage’s as well.  Note: if you should have any questions about the available plan options please call our member services at 310-534-3444 m-f  8-4 as we be happy to help you choose the right plan for your family dental care needs.