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Where can you find an affordable family plan?  I have a family of four and I need to get dental insurance coverges.  We all right now have good teeth but with kids that can always change.

All I seem to find are plans that are over 100.00 a month which for us is no where near being affordable dental insurance plans.  Is there no good low or affordable dental plans.?

I am looking for a dental plan were I do not have to pre-pay all my claims made.  Then way for my money back from the dental insurance company. I would like a plan that has good coverages were it would cover most of all my dental needs.  I do not want an dental insurance discount card.

How does insurance work if you buy it yourself vs getting it though a job?  My current employer does not offer dental insurance.  In the past if I had dental insurance it was either when I was on my parents policy or one that I would get though a job.

If I buy dental insurance would it be different then what I had before?  If I need over two thousand dollars worth of dental work will the dental insurance cover it?  Thanks.

Please help I have at least $2000.00 worth of dental work needed but can only find plan that offer between 500 – 1500 max cover per year.   I need one that can go as high as $2000.00.   Can  you tell me where can I find higher paying plans?

I do not have dental insurance but would like to take care of the gap I have do to a missing molar.  Over five months ago one of my back molars came out.  I have not been to the dentist is four year so I know I more then likely have other dental issues.

However what are my options to fixing the missing molar issues.  Can I get dental insurance when I know I need all this dental work done.?

I will be getting braces put on in about another two months.  Just your basic type of braces nothing fancy and expensive.  However since this is all new to me I would love any helpful advise regarding getting, having and maintaining braces.

I would like to whiten my teeth without having to use harsh chemicles and wear down my tooth enamel.  What can I do to get a whiter smile without forsaking my teet?  Thanks for any help.

My family and I currently do not have dental insurance.  We are not poor but not rich either.  I figure we can afford to spend $50.00 a month in order to get dental insurance.  My problem is all the dental insurance plans I seen are well over that amount.

Is there any good low cost dental insurance plans I can get for my family of four?  Out here in Florida needing some dental help.

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I have two children one boy and one girl.  Neither I or my husband have dental insurance. We have been putting it off due to cost.  We are so straped for cash right now that getting dental insurance was not on the top of our list.

Now my six year old son looks like he may have a bad tooth.  My husband does not to do anything about it yet since it does not seem to boughter our son.  I am worried that waiting is not a good idea at this point.

I am hoping that there is a very low cost family dental plan we can get so I can have my son tooth looked at.  Otherwise I am not sure want to do about it.

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It is important to understand your dental insurance, and how the dental plan you have or may be thinking about getting works.   It sad but many people do not even think about having dental insurance until they have major dental needs.

Then these same people get upset over waiting periods or standard exclusions that are common in most dental insurance plans.   As an example:  People who are looking for dental bridges get upset when they find out that many dental insurance plans have missing tooth clauses.  (Meaning the dental insurance will not cover out for a bridge if the tooth was missing before having the plan in force)

Still other people do not even think about having dental insurance until they have a toothache.  They find out they may need a root canal and crown.  Both dental services that fall under the major category.

Since many dental insurance plans have waiting period for both basic and major dental services you can be out waiting a year or more before a root canal or crown would even be covered under the plan.  You can see were waiting until you need dental work would not be helpful to you with these types of dental plans.

Do not fall into these traps.  Get dental insurance even if right now you have the best teeth in the world. Having dental insurance when all you need is a basic cleaning will hopefully help you to avoid ever having to have major dental work in the future.

Since in theory if you have dental insurance you will be using it to see your dentist a least two times a years.  Maintain your healthy teeth and gums.

Dental insurance works great and will save you and your family money during these hard times.  So do not look only at today’s needs, but what your needs maybe  in the future.  And remember seeing a dentist at least twice a year will also save you in dental cost by having your dental checks and keeping your teeth healthy and free of decay.

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After reviewing many on line dental insurance plans I have made up my mind that I will want to go with an dental HMO plan.  I like that they are the most affordable plans you can get and that they are still insurance and not some discounted saving plan.

However since you have to pick a dentist in their network of providers how do you pick the best one.  Is there any tips on choosing the right dentist.  I know I can change dentist but who wants to go though that hassle.

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Every thing is so expensive were I live in Los Angeles California.  Dental work is crazy expensive my dentist for just a cleaning charges $125.00.  I can not continue having my basic dental care at this rate.

I have been paying for my dental on my own since I was never offer any dental insurance though work.  I though since I only go twice a year there was no real sense in buying dental insurance.  Well that was before my dentist keep raising his cost.

My friend has dental insurance were she get her basic dental services for free and is only playing $15.00 a month.  Okay now I feel stupid for paying for dental work I could of had for free if I got dental insurance.

Please advise where I can find a plan like my friends I want free office visits X-rays and cleaning too.  Since this is about all I have every have done.

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Since I left my job I was on cobra for a while.   I just found out that my cobra plan is cancelling this month.  I called my dentist to find out what dental plans I need to get in order to stay with their office.

I was told they only accept PPO’s and Indemnity dental insurance plans.  Nothing elese.  I am not sure what the difference is between a Indemnity dental and a PPO dental plan.  Which is the best one to get?

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There is so many dental insurance and dental plans.  From PPO to HMOs  to even dental discount plans.  Is there an wonder I am confused at this point as to what is the best plan for me to get.

I am signal and just want to be able to go to the dentist for my free cleaning and check up. I do not have any other dental need beyond that so I am not sure what would be the best plan.   And truthfully I am a little tried of trying to figure this all out on my own.  Please give me so useful advise to help me figure this out.

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I live in NY and I am having a hard time finding a low cost dental insurance plan.  The insurance plans that I have come acrose are very expensive runing between  40 – 50 month for a signal person.

All I want is to have something that will cover me for may basic dental needs.  I have no major dental work that is needed.  I am not sure if NY is just really expensive or what but just to go to the dentist for the basic stuff you are paying around $200.00.  I would like something to help me reduce that with out it costing just as much.   Looking for help.

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I do not get dental insurance since I am 23. I was kicked of my parents plan. Even though I am still a full time student.  Any way I only work part time so I do not have much money ad the money I do get goes mostly towards my school books.

So I can not afford to buy dental insurance right now. Is there any alternatives to getting dental insurance where I can still have dental work done at a low cost to me?  A student dental plan or something.

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I am a senior and a AARP member.  I have looked into their dental insurance that they offer and it seem to be though Delta Dental.  I have had Delta dental in the past and was not too happy with them.

I do not want to get a Delta dental plan now. Even if they are better now I still have a bad taste in my mouth when it comes to them.  Is there any other senior dental insurance that I can get besides Delta dental?   Living out here in Georgia

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I live in Kentucky and do not current have dental insurance.  My employment only offer medical and eye care.  So how do I know if I am choosing the best dental plan?  Should I get dental insurance and deal with waiting periods since I have good teeth I do not think waiting for the other dental services will be an issue.

Or should I choose a dental discount plan which is much more affordable and has not waiting periods.  Is there any catches in a discount plan that I am not seeing?  Just not sure which would be the best for me.

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Right now I have nothing.  No medical, dental, or vision.   I have just started my job and was told I need to work six months there before I can be added to the medical plan.  I guess I can wait that out I have not choice anyway.

I was also told that they do not offer dental benefits with this job.  So I am out looking for it to see if I can afford to buy it on my own.  It would be nice if it offer some vision as well.  I need a low cost plan that I can afford that will be worth buying and using it to see a dentist. Not sure what to look for.

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Out here in AZ and right now I have no dental for myself or my family.  Lucky before I changed jobs I had everyone go to the dentist.  That was a little over four months ago.  Now I am still out another six months before open enrollment for dental to start at my new job.

Even though everyone has had their dental check up I still worry about my kids because you never can tell what can happen in six months with children.  Is there a family dental plan I can get for this six month gap?

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