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Florida Dental Insurance, My dental insurance is still not enough

Saturday, Nov. 27th 2010 10:14 AM

I was able to find a job that not only offer medical insurance but dental as well.  I worked the three months before my benefits would kick in and now I have both medical and dental benefits.

This should be making me very happy.  In which case I was for a short while.   Since I have not been to a dentist in many years do to not having dental insurance going to the dentist was my first stop.

So I pick this dentist that my friend referred me too,  and had my free check up, X rays and basic dental cleaning.  I had only to pay the $50 deductible that is on my plan since this was my first time using it.

Now here where my happiness ends.  I was told that I needed over $5000.00 worth of dental work.  Going into all that I need is not necessary and I do believe the dentist about this work needing to be done.

However my dental insurance plan as a yearly max limitation of $1500.00.   The dental office had called my company to confirm my coverages.  I was told the dental office staffing that I was lucky I did not have any waiting periods.

Well I am not sure how lucky I am when I still have to deal with $3500.00 that my plan will not pay out on if I have all my dental work done.   I am feeling so let down thinking I was finally able to do something about my teeth.  I do not have $3500.00 to fix my teeth and I am not sure what I can do at this point.

Posted on Saturday, Nov. 27th 2010 10:14 AM, by admin, in Dental Insurance, Comments Off on Florida Dental Insurance, My dental insurance is still not enough

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