Paying High Dental Care Cost – Online Dental Insurance
I have a really good dental insurance plan though work. However when I go to the dentist they bill me almost as much as my dental insurance company is paying for. I am starting to think they are billing me the full amount and still sending the claim to get paid by the insurance company. I never get any of my money back either.
Answer: It is hard to say with out knowing the total cost of the services render and how your dentist is filing the claims. Some dentist do make you pay the claim in full and leave it up to you to submit the claim to your insurance company for your return premium due you. Where other dentist will try to judge how much you would owe them based on you plan and then submit the claims any differences one way or the other will be adjusted by the dental either by billing you or refunding you. Then too a dentist office could not charge you anything at the time file the claim and then bill you for any remaining premium due them.
So first I would suggest knowing what your total cost are for you dental services. How can you know what your cost is if you do not know the total billing amount. If you still believe the dentist is double charging you and the insurance company. Call your insurance company to verify the facts. See what your insurance company as paid out. Sometimes they pay less then what your are thinking.
If it shows that your dentist is over charging address the issue with the dental office first. Mistakes do happen and you want to at least clear up the matter with little hassle as possible.
