Instant dental Insurance
Qustion: Instant dental insurance needed for a toothache. I need a dental insurance plan that will start the right away without any waiting periods for any dental services. I am not sure what I will need to have done but I have a killer toothache for the past two days and can not continue this way for much longer.
Reply: You will want to review either Dental HMO insurance plans as they typically do not have waiting periods. However, the do have enrollment cut off periods. Generally something like having to buy the plan on or before the 20th for the plan to be effective the fist of the next month. The enrollment cut off can vary so make sure to read this with each plan so you know when you can start to use the insurance.
You may also want to review any dental discount plans. These types of plans are not insurance but a savings/discount plans that help to reduce your cost for dental care. They generally start the next business day from day you buy it so this may be the fast way to get something and start saving money on your needed dental care services.
