FIND THE BEST ONLINE DENTAL INSURANCE
Low Cost Dental Insurance - Affordable Dental Plans

OnlineDentalInsurance.com provides dental insurance and dental plans in all states. You can get your free dental insurance dental plan quotes in your states just by entering your zipcode in the quote box provided above.  We will then show you the all the available dental insurance and plan options we have and you can compare and choose a plan that best fits your  dental care needs.  If you should have any questions about the available dental insurance and plans options please call our member service line at 310-534-3444 M-F 8am-4pm.

According to a UCSF study examining the oral health of rural Hispanic families found that untreated tooth decay in mothers almost doubled the odds of tooth decay in children.    The findings indicate a strong relationship between the oral health of mothers and their children. They also suggest that entire families need access to dental health education, prevention and treatment

Whether you are looking for dental insurance for just yourself or for you and your family finding the best plan for you needs is made easy at OnlineDentalInsurance.com.  We provide a broad range of dental insurance companies and plan types in most states for you to compare and choose which is right for you.  Just enter your zip code in the quote box provided at the top of the screen.  We also provide a member service number for you to call (310-534-3444) if you should have any questions about the available dental insurance and plan options we provide. We be happy to help you just call m-f 8am-4pm

Young children from low-income families experience high levels of tooth decay and face many barriers to getting dental treatment and preventive services. However, because these children usually visit their pediatrician or other primary care provider far more frequently than a dentist, the primary care medical setting is gaining popularity as a place to provide preventive dental services. Currently, physicians in more than 400 pediatric primary care offices in North Carolina (NC) have been trained to screen for tooth decay, so that referrals for those in need can be made to dentists. This effort is part of a preventive dental program known as “Into the Mouths of Babes”

I have to have some dental work done on my teeth and I do not have any extra money.  I tried to get a loan at the dental office but was told my credit was no go so I could not get the help I needed.  I have a really bad toothache and would be happy just to fix that one tooth so I can stop being in pain.  Where can I go to get help?  I do not have a job so money is really hard for me to scrap up.   Do you need good credit to get dental insurance help?

Reply: No, dental insurance is not based off your credit. However you would need to be able to pay for it to keep it current.  I would suggest one of our lower cost HMO insurance plans most which start out at $7.95 a month for an individual.  You then will be able to get free to low cost preventive dental care such as your check ups, x-rays, and cleanings.  However there will still be some cost in fixing your tooth that is hurting you without knowing what is needed cost can very, yet it will still be much more affordable then not having insurance in place.

Do as I say and not what I do, does not work well with visiting the dentist. Children more likely to visit the dentist if their parents do too. That whether or not children receive regular dental care is strongly associated with their parents’ history of seeking dental care themselves. This according to the report that appear in the journal Pediatrics. Parents who do not see a dentist themselves have children which are much less likely to see the dentist. The study found that the children of parents who have put off their own dental care for financial reasons are more likely to have their care deferred due to cost as well. That oral health should focus on the whole family.

If you are wanting to shop out your current dental insurance plan or looking wanting to buy a new dental insurance, doing so online helps you to quickly compare serval dental insurance companies as well as plan types.  On OnlineDentalInsurance.com we provide free dental insurance and plan quotes all you need to do is enter your zip code in the quote box provided above.  From there you will be able to review all our dental insurance and plans that are available to you in your state.  If you should have any questions please call our member services at 310-534-3444 we be happy to help you

New studies show that the lack of dental care continues to be a significant problem for American children. Each year American children miss about 1.6 million school days due to dental disease. In California, according to the study published in the journal Health Affairs, nearly 25 percent of children have never even seen a dentist. That the disparities exist across race, ethnicity and type of insurance when it comes to the duration between dental care visits.

My dental insurance just cancelled for non payment, and now I have a toothache. So for the last three years I had dental insurance that I was paying $35.00 a month for.  All I ever got done during that time was X-rays and cleaning.  So when it came time for me to renew it I felt it was just a big waste of money.

Three months latter my tooth is now hurting me.  The dental insurance will not just re-instate my policy with out having me have the stupid waiting periods again.  Which by the way I feel is total unfair.  The three years I had it I never did anything to get my money worth out of the plan and now they are not cutting me any slack.  What can I do?  I know something is wrong if my tooth is hurting me on and off though out the day like it is doing.

Reply: Many insurance company will not reinstate the pay for non-payment that is more then just 30 days or one month. I can understand you being upset but it be like cancelling your auto insurance because you have not gotten in to and accident in the past three years and now feel it is a waist of money.  Then get into an accident and being mad that the insurance company is not paying for your claim.

However not all hope is gone.  My suggestion would be to look into either getting an HMO dental insurance plan as they typically do not have waiting periods or a dental discount plan which also do not have waiting periods.  These are both low cost dental insurance and plan options but you will need to go to a plan provider.

According to CDC (center for Disease Control and Prevention) more then 30,000 new cases of oral cancer are diagnosed each year, and over 8,000 deaths occur annually. With that said, it is recommended that people should see their dentist for a dental exam at least twice a year (once every six months.)  Dental exams are not only for decreasing your risk of oral diseases, such as cavities and periodontal (gum) disease, but they also may help to diagnose other, sometimes life-threatening, medical conditions, such as oral cancer.

Many people put off seeing a dentist even when they have a toothache using at home  remedies thinking that is enough if the pain goes away. However, If the toothache is caused by a major infection or tooth decay, it will not just go away on its own. You should see a dentist if you experience the following symptoms along with the toothache:

* A fever and chills. This could be a sign that the infection is serious and the symptoms will get worse.

* Discharge. Again, you do not want to risk letting a bad infection get worse.

* Pain that grows worse and will not go away, even after taking medication. You could have a cavity that gets worse after every meal.

* You have trouble swallowing or breathing, which may be caused by an abscess.

* Pain keeps coming back.

Keep in mind if you have pain it is telling you that something is wrong. Just getting rid of the pain with aspirin and or ibuprofen is not fixing the reason why it hurting in the first place. Make a dental appointment so that your tooth can be fixed and to prevent larger dental and medical needs.

I have a toothache pain that is just running right though me.  I made a dental appointment but I can not get in for two days.   Please I need something to stop this pain until I get in to see my dentist.  Tylenol is not helping me at all.

Reply: Here is a few suggestions that may help until you see your dentist.

* You can try numbing the area where the tooth hurts with an oral jell.

* The use of cloves is an age-old home remedy for tooth pain. Soak a cotton ball with a few drops of clove oil and place it on the affected tooth or inside the tooth cavity for instant pain relief.

* Use a Sea Salt Rinse.

I just got dental insurance though my job but I found out that I have waiting period for everything except a dental cleaning.  What do I do if I need more then just a cleaning?  I have not been to the dentist is a year so it is possible.  Then what does my dental insurance do for me?   I do not get why I have any waiting periods.  Seems stupid that I can not have my dental work done.

Reply: It is very common for PPO to have waiting periods. Sometimes in group plans that you get from work they can be waved if the plan has been with the company for a long period of time.

It is up to you to read and understand the plan terms. Waiting periods are then so that the insurance company will have premium on the books to pay for claims made. That is the short reason for waiting periods at least.

If you are currently being effected by the plans waiting periods you may want to looking into buying a dental HMO insurance plan on your own in the mean time.  HMO dental insurance plans are low cost affordable plans that typically do not have waiting periods. Review our HMO insurance options just entering your zip code in the quote box provided above.

Question: For a low cost dental which is better dental insurance or a dental plan?

Answer: That can depend on what types of dental services you may need. Dental HMO insurance is the lower cost insurance option but dose not provide coverages for all types of dental care. Where as a dental discount is a low cost dental alternative to dental insurance. Dental discount plans provides discounted savings for all dental services you have at participating providers of the plan. Each plan type will help you save money on your dental care needs in California we have both dental discount plan options as well as HMO insurance options just enter your zip to review all our dental insurance and plan options to compare each plan. If you have any questions about our dental insurance/plan please call our member service line at 310-534-3444 as they be happy to help.

When is Dental Insurance Coverage Effective

Coverage is not in effect until an application is signed, transmitted, payment received and approved by the underwriting company unless otherwise specifically stated.  Coverage differs from policy to policy, from plan to plan, and from provider to provider.  Coverage is allocated through a statewide network of healthcare providers in the private sector, including dentists and other professionals.  Dental Insurance Plans & Programs Dental health is extremely important for individuals and families and it’s financially helpful to have some form of dental coverage to minimize the costs of dental care.

Question: I live in California, I really do not care what dentist I go to but it seems that the dental insurance plans that are network plans do not have dentist with in a 50 miles from me.

Answer: There are some area in California that for some plans do not have local providers. Normally those areas would be more rural areas that may have fewer dental offices. If this is your cast and you do not wish to driver 50+ miles out, then you may want to review our Dental PPO’s insurance plan options as they will still provide benefits to out side network dentist.

When shopping for dental insurance it is important to know like one size dose not really fit all the same holds true with dental insurance. Depending on your own dental care needs will depend on which type of dental insurance or even dental discount best address your own personal dental needs.  What may be a good plan for your best friend may or may no help you the best.

We provide dental insurance quotes for all 50 states with several dental insurance companies and plan types.  Review what we have available to your in your state just by entering your zip code in the quote box provided.

Question: I am 28 and although I have dental insurance though work I really still do not like going to the dentist. I have yet to go in for my free twice a year cleaning because even that makes me a nervous wreak.

Answer: One good way of avoiding having to have larger dental care needs is by seeing your dentist regularly. Avoiding the dentist is never a good idea.  By seeing your dentist for your check ups and cleaning the dentist is able to spot any minor dental issues and treat them before they become larger more costly dental care needs. I understand having dental fear issues but talk to your dentist go over your fears the more you address your concerns and fears the better you will be able to handle them. Do not let your fear stop you from having and maintain healthy teeth and gums.

Information About Dental Insurance

Dental insurance plans usually break benefits into three categories: basic procedures, preventative care, and restorative care.  Dental insurance quotes include information on any deductible, which could affect the overall costs of the plan.  Dental insurance coverage includes dental and insurance terms that are not always clear to everyone.  While at least a part of the purpose of dental insurance coverage is to help protect us from the expenses associated with surprise events (like breaking a tooth while eating, or even rebuilding a person’s mouth after a serious accident), comparatively speaking the vast majority of dental needs a person will experience throughout their lifetime will be non-catastrophic and relatively low in cost.

*  The primary goal of the typical dental plan is to insure that the covered individual receives regular preventive dental care (checkups, dental cleanings, x-rays, dental sealants, fluoride).

*  Most dental insurance plans are set up so to encourage their covered individuals to seek regular preventive dental care (checkups, dental cleanings, x-rays, dental sealants, fluoride).

While dental insurers are no doubt interested in the general well being of the individuals for which they provide coverage, lower dental expenses for their members also translate into greater profits for them.  Root canals can cost a fortune and dental insurance can help reduce how much you pay. This plan has several advantages over traditional dental insurance plans, namely, there are no exclusions for pre-existing conditions. Our dental web site is very clear if you are selecting a dental insurance plan or a dental discount plan.

Shopping for dental insurance has never been easier. On our website OnlineDentalInsurance.com we provide dental insurance and dental plan quotes in all 50 states.   All you need to do in order to review cost and coverage’s of the dental insurance options in your state is to enter your zip code in the quote box provided.  If you should have any questions about any of our dental insurance and dental plans please call our member service line at 310-534-3444 as we be happy to help you with choosing the best plan for your dental care needs.