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New York Dental Insurance Indemnity Dental Plans

Monday, Nov. 29th 2010 7:38 AM

Does anyone have experience with dental indemnity plans?  I have been shopping on line for dental insurance and right now I and leaning towards the Indemnity plan. I like that it says I can pick any dentist I want to.

On the dental plans I have seen you have to choose a dentist in the network.    However the indemnity has a 1000 max limit were the dental plans do not.  Also I know Indemnity plans have waiting periods that plans do not but I am not worried about them since I have no major dental needs.

I am wondering how hard is it having to file dental claims?  I hear that filing claims can be a hassle because the insurance companies do not pay out like the plan says they will.  Is that true?

Posted on Monday, Nov. 29th 2010 7:38 AM, by admin, in Dental Insurance, Comments Off on New York Dental Insurance Indemnity Dental Plans

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