Online Dental Insurance, Dental Claims.
If you have a dental PPO or Indemnity plan you file dental claims to your insurance company each time you see your dentist. Sometimes your dental office will process your dental claim for you and bill you for any remaining balances, however it being done claims are being sent to your insurance company for them to pay the covered amount to your dentist or back to you if you prepaid your dentist in full at the time of services being render.
When having larger dental care needs such as crowns, root canals, extractions etc. you may want to have your dentist submit a treatment plan to your insurance company before starting the dental services so you can know how much you will be responsible for. Most plans to say any services over $300.00 should be submitted for a treatment quote so that there are no surprises as to how much of the cost is covered by the plan and how much the member would be paying for the service.