Online Dental Insurance Rates
Question: Right now I am just shopping for a new dental insurance plan as I currently have Blue Cross but not really happy with the benefits I receive from it. I would like to get rates for dental insurance plans that do not have UCR fees. I tired of everyone telling me it more money after the fact. What dental plans do you have to offer that will work the best for me. I do not mind paying more for the plan if I not getting hit on the back side for dental services render.
Reply: Without knowing what state you live in hard to say what plans we would have available to you. However in every state we do offer dental discount plans that offer a fee schedule for many of their dental services letting you know your discounted prices.
Also depending on the state you live in we may offer dental HMO insurance plans. Normally on HMO their dental services are also listed out showing your cost upfront for all dental services covered under the plan by their general dentist you picked.
PPO and Indemity plans much like your Blue Cross Anthem plan normally pay by percentage and do have UCR fees.
Normally one way to try and avoid UCR fees in a PPO plan is to stay with in the plans net work of dental office providers. Inside network dentist normally stay with the plans UCR cost therefore keep you from being hit with additional fees. However when you go outside the plan network that is not always the case.
Another way to at least know your cost ahead of time so you are not hit by any additional fees unaware is to submit your dental claims to the insurance company before work is start as a quote. That way the company can state the amount they will cover and you can then make a decision on what you want to do. At least that way you know your cost ahead of time.
