Should I Keep My Dental Insurance – Online Dental Insurance
Question: I was referred to a dentist by my best friend, and I want to go to them since I do not currently have a dentist, and this one seems promising. The problem is my current dental insurance, which they are not a provider of, so I would not have insurance benefits if I go to them. Should I cancel my current plan for one, they are a provider of? Or go to a dentist, my plan.
Answer: That would be something you need to answer for yourself. However, before canceling your current dental insurance plan, I suggest you fully know the terms and conditions of any new dental plan you buy. Such as PPO and free choice of provider plans come with waiting periods and other limitations that can restrict your coverage within the first year or more. Meanwhile, HMO and dental discount plans have a few restrictions. For example, you must see a plan provider with your current dental insurance plan. Talk to the dental office, find out what plan they are a provider of, and go from there. Review each dental insurance plan carefully to pick what best fits your needs.