Online Dental Insurance – Seeing My Dentist
Question: Up till now, I have been paying cash for any dental need that came up. But I like to start seeing my dentist regularly for my check-up and cleaning. Therefore, I am looking for a dental insurance plan to let me stay with my dentist and not have to pick one in their plan to use it.
Answer: Most dental PPO insurance plans will provide benefits (coverage) for out-of-network providers. So, even if your dentist is not a PPO plan provider, you typically can still go to them and have benefits. However, you will want to read the plan terms and conditions to see if coverage is reduced if you choose a non-provider of the plan. Another option would be an Indemnity dental insurance plan. An Indemnity insurance plan has no network of providers. You go to whatever dentist you wish to go to.