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Texas PPO dental insurance plans and claims process. I am looking for a dental PPO plan where I am not having to pay up front for my dental services. I have dental benefits from my job but when I use it the dentist makes me pay in full and file my own claims.
Though my employer I receive very good dental insurance benefits. However when I go to the dentist the dental office bills me almost as much as my dental insurance company is paying for the claims sent in to them.
I have a PPO dental plan that I get though work. I made sure I was able to see my own dentist and was told I could. My dentist stated they are not a provider of my plan so I would need to pay in full and get my refund back from the insurance company.
Here is my question: I have dental insurance though work but it has a $1500.00 max. I need alot of dental work that will go over my annual max limit. If I get a second dental insurance plan would knowing I need the dental work done be consider as pre existing? Or will they charge me more money for the plan because I tell them I need so much dental work? Can you advise?
Supplemental dental insurance is an individual or family insurance policy purchased to cover a portion of the dental costs. Supplemental dental insurance will normally not cover the entire dental care procedure.
I current have my son in braces. I have a dental discount plan that save me 20% and it has been working well for me. However now my husband job is making us move. It is good becuase it offer better pay and benifits. My worry is that we will be changing states. My son [...]
You will just have to read the terms and conditions of the plan you are looking at. Some Insurance have long term waiting periods that may effect you.
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My parents are on a fixed income. We do not have dental insurance right now. My dad is always working to pay the bills so I do not see him much. Even though he works hard he can not afford $120 or more a month for dental insurance. I am seventeen and work a part [...]
What type of dental insurance offers you full dental coverges? I am an adult with no kids. I am looking for a dental insurance plan that does not exclude coverages for cosmedic dental services. I want a plan that does it all. I not saying I need cosmedic dental services but if in the future [...]
So what I am wanting to know is if say I buy a typical dental insruance plan what would a get out of it? I know some plans say free cleaning and X-rays but is that really all I get? Would I be albe to have fillings done at a low cost? What about the [...]
All right I am not stupid I know that on a dental discount plan you get discounted saving off your dental services. But want I am wanting to know is would I be lacking in coverages or benefits if I buy a dental discount plan over dental insurance. I am leaning towards a dental discount [...]
Between a dental discount plan and dental insurance which offer you more coverages? I am looking for a plan that will offer me the most coverages without all the limitations or exclusions. I do not want to buy dental insurance or a plan and find out they do not cover what the dentist is telling [...]
So I have not been to the dentist since I was on my parents dental insurance plan. Lets just say that is a long time ago. I know I need dental work. I am not in any major pain or anything I just know that my teeth are not in good shape. I am not [...]
I had a root canal done on one of my back molars. The root canal was done about two months ago. I was to go back in for the crown so I only had a temp crown on.
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So I have Delta dental PPO though my job. I went to an outside network dentist because I do not care for the dentist they have in the network. They are not in an area I want to go to.
Anyway I had just the normal dental stuff. Cleaning, X-rays etc. My dental insurance plan says they pay 80% of that type of work the first year I have it. So that was what I was expecting to pay the dental office at the time was only 80%.
Both my husband and I get dental insurance though our jobs. We each have each other on our plans, therefore giving us both two dental insurance plans. Which I though would be cool since our dentist is a network provider of both plans.
So about a month ago I had a deep cleaning and a wisdom tooth removed. At the time I did not have any dental insurance so I had to pay for it myself which cost me $1485.00. I am wondering if I buy a Blue Cross dental plan that offer a $1500.00 year max limit, would I be able to submit the claim to them for the $1485.00 to get my money back and then cancel the Blue Cross plan? My dentist is very inexpensive on X-rays and regular cleaning so I do not see the point in keeping the dental plan after I get back my $1485.00.
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My husband dental insurance that we get though is job is a dental PPO with a $1000.00 max limit. Which in most cases is not a problem until you need root canal and crown. I am currently in need of a root canal and a crown. The root canal specialist is going to charge me over a thousand just to have the root canal.
I think my dental office is submitting my dental claim to my insurance company twice. Making my company pay for the same services two times and charging me more as well. So here is what going on. I had a dental plan treatment that was going to cost $2200.00. My dental insurance company as a maximum limit of $2000.00. Keeping that in mind I paid my dental office at the time services was render $200.00 thinking that should be the end of the matter.
I have a really good dental insurance plan though work. However when I go to the dentist they bill me almost as much as my dental insurance company is paying for. I am starting to think they are billing me the full amount and still sending the claim to get paid by the insurance company. I never get any of my money back either.
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